About Us
Consulting with Purpose
Concierge Wealth Management Services was founded in 2013 by Karin Orlowski after a long and successful career with Edward Jones Investments. Her brother Karl joined the team in 2019, bringing 14 years of wealth management experience with him at that time.
Growing up in San Diego, both were involved in their Father’s dental practice as his janitors and office managers. Throughout their lives they observed and were influenced by his entrepreneurial drive while building a successful practice delivering high quality and effective care of his patients.
Karin and Karl bring that same work ethos with them as they strive to deliver a high-quality financial planning and wealth management experience for their clients. Another hallmark of their business is that it is client centric, informative and efficient, with a focus on resolving retirement income issues, and establishing estate planning and tax savings solutions .
Karin B. Orlowski
FOUNDER
Karin began her career with Edward Jones Investments in 1995. In 1997, she established the Edward Jones Clovis, CA branch office. She continued to grow her practice successfully for 18 years before opening her own firm, Concierge Wealth Management, in 2013.
Karin discovered early on that her passion is to assist her clients in attaining their financial objectives. Through education and impartial advice, she guides them towards their goals of wealth creation and desired retirement income.
Believing her clients are like family, she is wonderfully loyal and fiercely protective of them and their interests. This is highlighted by her current work with veterans and past charitable work with various organizations throughout California.
In her free, time she enjoys reading novels, gardening, being on the lake and playing in the kitchen.
Karin is a registered representative offering securities through Avantax Investment Services℠, Member FINRA, SIPC. She holds the FINRA series 7 and series 63 Securities Licenses, and AAMS as well as a CA Insurance License# 0C46794
Karl P. Orlowski
WEALTH MANAGEMENT ADVISOR, AAMS®, AIF®
“Cat: Where are you going?
Alice: Which way should I go?
Cat: That depends on where you are going.
Alice: I don’t know.
Cat: Then it doesn’t matter which way you go.”
― Lewis Carroll, Alice in Wonderland
Karl's favorite quote when discussing financial planning with his clients comes from Alice in Wonderland. A believer that financial planning is more of an ongoing process than a reference book, Karl enjoys assisting his clients when they are faced with a fork in the road of their financial lives. He is passionate about helping his clients make informed decisions.
Karl began his financial services career in 2005 establishing an Edward Jones Branch Office in Simi Valley, CA. After his time with Edward Jones, Karl established himself as an independent financial advisor. His career has afforded him the opportunity to work with a variety of clientele; ranging from the ultra-high net worth client trying to preserve and advance their wealth, to clients requiring a budgeted approach to accumulating and managing their wealth.
Karl began offering his financial planning services in Moorpark, CA in the Spring of 2019. He enjoys the freedom to answer to his clients and their needs rather than answer to a sales goal or other corporate derived compensation plan.
When not in the office, Karl enjoys being involved in lives of his two boys. An active person all his life, he enjoys mountain biking, golfing, surfing and reading the occasional non-work related book.
Karl has obtained the FINRA series 7, 63, and 66 securities licenses as well as the California State Insurance License #0f08628
Nichole Crawford
Client Services Manager
Nichole Crawford works out of our Clovis, CA office. She has an extensive background in administrative services from a variety of industries. Her desire to streamline processes and workflows is invaluable to the team. Like the rest of the team, she is an advocate for our clients when setting up the functional aspects of the client and firm relationship, and more importantly when working with outside vendors to help facilitate services and/or support for clients.
In the Spring of 2022, Nichole completed her Bachelor's degree from California State University, Fresno in Psychology. She will be returning in the Fall of 2024 for her Masters with a focus on Marriage and Family Therapy.
This busy lady is also a mother to the best kid in the world, and enjoys spending her free time traveling and doing fun adventures with her daughter and documenting it all with her camera!
Shirley Smith-Moore
Scheduling
Returning to our Team is Shirley Smith-Moore, who initially worked with Karin at Edward Jones, and then helped Karin establish Concierge Wealth Management Services. In 2014, Shirley moved back to Olympia, WA to be closer to her two daughters and their growing families (She and hubby Dan have eight grandchildren now!). However, thanks to advancing technology, Shirley has returned to CWMS remotely from her office in Washington state!
Shirley has a bachelor’s degree in Business Administration and Art and has enjoyed a successful consulting business providing her clients with coaching and project management services -at times being referred to as (Karin puts it) a Fairy Godmother due to her curious mind, her love to serve, her fierce protectiveness, and her delight in spreading some ‘glitter’ in her daily encounters.
On a personal note, Shirley relishes creating in her recently built Art Studio, singing at a few gigs every year, and gratefully sharing her life with her precious loved ones.
Holly Stone
Client Services Assistant
Holly came to Concierge Wealth Management in 2021. Prior to raising her two sons, Josh and Alex, she worked in the mortgage industry. Holly works out of our Moorpark, CA office.
Holly is a self starter, who works tirelessly to resolve the administrative issues with onboarding, servicing and supporting our client accounts. Setting up processes to streamline the administration of client accounts is important to Holly to try and make working with us as efficient and simple as possible.
When not in the office, Holly enjoys volunteering for Relay for Life, spending time with her husband Marvin, going to Disneyland, baking and spoiling her dogs!